U.A.C of Nigeria Plc (UACN.ng) 2011 Annual Report

first_imgU.A.C of Nigeria Plc (UACN.ng) listed on the Nigerian Stock Exchange under the Industrial holding sector has released it’s 2011 annual report.For more information about U.A.C of Nigeria Plc (UACN.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the U.A.C of Nigeria Plc (UACN.ng) company page on AfricanFinancials.Document: U.A.C of Nigeria Plc (UACN.ng)  2011 annual report.Company ProfileUAC of Nigeria Plc is an investment holding company in Nigeria with diverse business interests in the food and beverages, real estate, paint and logistics sectors. The company also has business interests in the Ivory Coast. UAC of Nigeria Plc manufactures and sells a range of food items, livestock feed, bottled water, fruit juices and ice-creams as well as a range of paint and other home deco products. Well-known brands in its product portfolio include Gala sausage rolls, Funtime coconut chips, Supreme ice-cream, Swan natural spring water, Gossy spring water, Grand soya oil and cereals, Vital feeds, Binggo dog food, Dulux and Sandtex paint. UAC of Nigeria also offers logistics and supply chain management services which includes warehousing, transport and redistribution services. The company also manages a pension funds administration service. UAC of Nigeria invests in pharmaceutical outlets; operates a chain of Mr Bigg restaurants; owns and operates Golden Tulip Hotel in Lagos; and is involved in the development, sale and management of commercial and residential properties in Nigeria. The company’s head office is in Lagos, Nigeria. UAC of Nigeria Plc is listed on the Nigerian Stock Exchangelast_img read more

Minergy Limited (MIN.bw) 2018 Circular

first_imgMinergy Limited (MIN.bw) listed on the Botswana Stock Exchange under the Mining sector has released it’s 2018 circular For more information about Minergy Limited (MIN.bw) reports, abridged reports, interim earnings results and earnings presentations, visit the Minergy Limited (MIN.bw) company page on AfricanFinancials.Document: Minergy Limited (MIN.bw)  2018 circular Company ProfileMinergy Corporation Limited is a coal mining and trading company which supplies quality coal to industrial concerns and Independent Power Producers (IPPS) in Botswana. The Group structure consists of three entities: Minergy Limited, the listed company; Minergy Coal (Pty) Limited, the mining activities in Botswana; and MinSales (Pty) Limited, the South African-based marketing arm of Minergy Corporation Limited. The main activity of the Group centres around the Masama Project which operates in the Mmamabula Coalfield. The shallow opencast mine produces high quality coal within a competitive cost structure due to its size and location to the regional markets. The Masama Project produces large tonnages of coal that is suitable for export to Africa, India, Asia and China.last_img read more

Summer tours: Southern Hemisphere’s danger men

first_img By Alex ShawWith European finals and domestic play-offs approaching, the conclusion of the northern hemisphere season is nigh and attention is beginning to shift towards the home nations’ summer tours.England and Wales have three-match tours to the Antipodes lined-up, facing Australia and New Zealand respectively, whilst Ireland are also heading south for a three-match series, to take on South Africa. Scotland round off the summer schedule with a two-match tour of Japan.With no international rugby for the southern hemisphere nations (plus Japan) since the Rugby World Cup last year, rugby fans, coaches and journalists alike are treating this year’s Super Rugby competition as the most useful form guide as to how the All Blacks, Wallabies, Springboks and Cherry Blossoms will all perform this summer.We take a look below at some of the competition’s more impressive performers so far this season and identify who could be the architects of the home nations’ downfall in June.Try time: Julian Savea will be waiting to welcome Wales in New ZealandNew Zealand v Wales1st Test Auckland, 11 June,2nd Test Wellington, 18 June,3rd Test, Dunedin, 25 June)Damian McKenzie, Chiefs and New ZealandThe irrepressible full-back is currently uncapped but even given the riches New Zealand have at their disposal in the 15 jersey, he will surely feature at some point this summer. Heading into Round 10, Damian McKenzie leads Super Rugby in tries (seven), points (120), metres (621) and defenders beaten (36), as well as being just shy of the summit in offloads (14) and clean breaks (15). If the stats are not enough, he has also certainly passed the eye test, playing with complete composure and awareness, and doing things with a rugby ball that his potential Welsh adversaries can only dream of.Breakaway: Damien McKenzie’s brilliance has brought him into the All Blacks’ reckoningIt is testament to McKenzie’s impact this season that there is talk of moving the world’s undisputed best full-back, Ben Smith, back to a spot on the wing, and that the resurgent Israel Dagg will have to bide his time before once again donning the silver fern. With no Dan Carter anymore, the reliable boot of McKenzie could allow Steve Hansen the luxury of removing place-kicking concerns from his decisions at fly-half, something which could work in the favour of Beauden Barrett.Charlie Ngatai, Chiefs and New ZealandA shoulder injury may be hampering Ngatai right now, but he should be fit and firing once again long before Wales arrive in the Land of the Long White Cloud. The inside centre hasn’t just been knocking down doors in the Chiefs midfield, he’s been bringing down entire houses with his barnstorming runs and, critically, is showing the speed of thought and distribution skills to turn those holes into chasms with his passing and offloading.Plugging the gap: Charlie Ngatai is being primed to fill the hole left by Ma’a NonuMa’a Nonu has moved to France and Sonny Bill Williams is focused on the upcoming Olympics in Rio, suddenly propelling the in-form Ngatai into pole position to step into the All Blacks’ inside-centre void. Lima Sopoaga, George Moala and Ryan Crotty are other options, but all three are a significant way off the early season form of Ngatai.Australia v England 1st Test, 11th June, Brisbane2nd Test, 18th June, Melbourne3rd Test, 25th June, Sydney The four home nations will soon travel South to test their mettle against the World’s top three sides and giant-slayers Japan. Who should they be doing their homework on? Touchdown: Harumichi Tatekawa’s elusive running could give Scotland’s centres some uneasy momentsHowever, it is no coincidence that a move to inside centre for Tatekawa pre-empted the Tokoyo-based franchise’s first ever victory in Super Rugby, as they defeated the Jaguares in Round 9, 36-28. At inside centre the Sunwolves make better use of Tatekawa’s distribution skills, and that was evident as he pulled the strings alongside Tusi Pisi and found significant holes in the Jaguares’ defence. The likes of Duncan Taylor and Mark Bennett will need to be on their toes defensively in June, lest this dual-threat centre expose them as well.For the latest Rugby World subscription offers, click here LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALScenter_img Sean McMahon, Rebels and AustraliaThe 21-year-old flanker has led the Rebels to the top of the Australian conference and is receiving backing from all quarters to cement himself into a new-look Australian back row. To be the standout openside flanker in a conference which also boasts David Pocock, Michael Hooper and Matt Hodgson is quite something and McMahon may be forcing Michael Cheika’s hand with his constant breakdown pilfering and ability to find or create gaps in defences.Dynamic: Sean McMahon has been in great form for the RebelsCheika has already hinted that he may field three natural opensides in his back row to take on England, whilst others have suggested that Hooper’s form has not been good enough and that McMahon should take his spot alongside Pocock and Scott Fardy. Either way, it seems probable that the former Australia U20 captain will be heavily involved with the Wallabies this summer and will likely come face-to-face with Maro Itoje, the man who led England to knock McMahon’s U20 side out of the Junior World Championship two years ago.South Africa v Ireland1st Test, 11th June, Cape Town2nd Test, 18th June, Johannesburg3rd Test, 25th June, Port ElizabethElton Jantjies, Lions and South AfricaFew will envy Allister Coetzee’s job of having to combine the goals of winning and transformation, all the while having to deal with an expectant fan base and a government that aren’t afraid to involve themselves in the affairs of sport. Thankfully for Springbok fans, that’s a combination Coetzee managed well with Western Province and the Stormers and in fly-half Jantjies, he has a player that ticks both boxes.Lift off: Elton Jantjies is the type of gifted playmaker who should replace Handre PollardHandré Pollard will miss the series with Ireland through injury, whilst Pat Lambie is still recovering from a dislocated shoulder which has seen him unable to feature in Super Rugby thus far this season. Jantjies is the standout fly-half in South African rugby right now and has been spearheading the very ambitious style of rugby that the Lions like to play under Johan Ackermann. He can also kick well and defend solidly, like any South African fly-half worth his salt, but the high-tempo and expansive style he likes to employ could be what gives him the edge over the competition and makes him a very troublesome thorn in Ireland’s side this summer.Japan v Scotland1st Test, 18th June, Aichi2nd Test, 25th June, TokyoHarumichi Tatekawa, Sunwolves and JapanThe reality is that large swathes of the Brave Blossoms squad will not come from the Sunwolves, rather the Japanese Top League, but playmaking centre Harumichi Tatekawa is a player that, barring injury, should certainly line up against Scotland in June. A former fly-half, Tatekawa has been playing solidly at outside centre in an earnest but under-equipped Sunwolves side this season and has definitely been one of the more impressive players in the team. The rematch: England will look to avenge their World Cup defeat in a three-Test tour last_img read more

Rugby HQ’S Plays of the Week – Rugby Championship penultimate weekend

first_imgSaturday Oct 5, 2013 Rugby HQ’S Plays of the Week – Rugby Championship penultimate weekend It’s the final round of the Rugby Championship, with a massive decider set up for Ellis Park between the Springboks and the All Blacks, while in Argentina Los Pumas are looking for a huge scalp in the form of a wounded Wallabies side. Now though, it’s time to catch up on the Plays of the Week.Plenty happened last weekend that provided some great material for the Plays team over at Rugby HQ in Australia. From big hits to the occasional scrap, it’s all in there. We’ll be updating our archive shortly too, making sure that we’re up to date and it’s all here for your browsing leisure.For now, enjoy this action packed latest edition, and have a great weekend.You can view all Plays posts in our Plays of the Week ArchiveADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error Plays of the Week Related Articles 123 WEEKS AGO WATCH: France destroy Wales in Women’s Six… 138 WEEKS AGO Waikato winger scores four tries in epic… 304 WEEKS AGO The Wraparound from Rugby HQ – Week 27 From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedUrologists Stunned: Forget the Blue Pill, This “Fixes” Your EDSmart Life ReportsYou Won’t Believe What the World’s Most Beautiful Girl Looks Like TodayNueeyGranny Stuns Doctors by Removing Her Wrinkles with This Inexpensive TipSmart Life ReportsIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier Living30+ Everyday Items With A Secret Hidden PurposeNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

Company of the Year winner cuts back on community programme

first_imgCompany of the Year winner cuts back on community programme Howard Lake | 26 July 2004 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. According to The Guardian Marks & Spencer is cutting back its community programme, including staff secondments to charities and the 10% top-up on staff donations to charities.Only two weeks ago, as reported by UK Fundraising, Marks & Spencer won the award for Company of the Year in the Business in the Community awards.The company itself denies that it is reducing its commitment to corporate social responsibility. A spokeswoman told The Guardian that the company was consolidating its activities, that it would remain a member of the 1% Club, and that some of the activities being closed were being replaced by other new activities. Advertisementcenter_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis  12 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThislast_img read more

Leap Confronting Conflict awarded £3.3 million grant from DCSF

first_img Howard Lake | 10 March 2008 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Youth conflict organisation Leap Confronting Conflict is to become a Pathfinder project with a £3.3 million grant from theDepartment for Children, Schools and Families (DCSF) to expand its work with disadvantaged young people.The grant was made through the DCSF’s Youth Sector DevelopmentFund, established to build the capacity and sustainability of third sector organisations that have developed effective approaches to working with young people.The funding will be paid over a three year period.Leap Confronting Conflict is supported by venture philanthropy organisation the Impetus Trust which helps the charities it backs deliver faster growth by combining financial support with operational expertise.www.leapconfrontingconflict.org.uk Tagged with: Funding  49 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Leap Confronting Conflict awarded £3.3 million grant from DCSF About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

Protesters in Milwaukee and Denver challenge Democrats

first_imgBy Vivian Weinstein and the Workers World Milwaukee bureauMilwaukee. Photo: Youth Empowered in the Struggle – UWMHundreds took to the streets Feb. 11 in Milwaukee to confront the Democratic Party debate between Bernie Sanders and Hillary Clinton held at the University of Wisconsin Milwaukee’s Zelazo Center.Despite dozens of police and other repressive state agents’ harassment, protesters with signs and banners from the Fight For $15 movement marched to demand a living wage. Activists from Youth Empowered in the Struggle demanded an end to raids and deportations of migrants and that the U.S. get out of Latin America and the Caribbean. Students for a Democratic Society and other campus organizations demanded a future without crushing debt, expressed support for campus workers and called for resources to benefit students of color; lesbian, gay, bisexual, transgender, queer and women students in general; and workers.Retirees and other workers, including many Teamsters and members of the Wisconsin Committee to Protect Pensions, demanded a secure retirement and an end to the theft of their hard-earned retirement funds. Black Lives Matter activists demanded an end to police terror and justice for Dontre Hamilton, who was killed by a Milwaukee police officer in 2014, and all those killed and brutalized by the police.Other organizations such as the Latin American Solidarity Committee, the Milwaukee Antiwar Committee, the Milwaukee Palestine Solidarity Coalition, the Wisconsin Bail Out the People Movement and Workers World Party demanded an end to imperialist wars and money for the people, not the Pentagon and the banks. Anti-war activists reminded protesters that the UW-Milwaukee library is named after the late Israeli prime minister, Golda Meir, who led the apartheid settler state to steal Palestinian land and butcher its original occupants.At one point during the evening, Fight For $15 workers occupied the media room for the debate, housed at UW-Milwaukee, to righteously and loudly demand social and economic justice. Denver. WW photo: Vivian WeinsteinTwo days later, on Feb. 13, hundreds protested at a Democratic fundraiser in Denver attended by presidential candidates Hillary Clinton and Bernie Sanders. The demonstrators demanded an end to fracking and for development of renewable energy. The young protesters understand the connections, which not a single candidate has addressed, between trade deals, environmental imperialism and the disproportionate misery of the poor, who do not produce the carbon that the imperialists do. The candidates must be forced to face these issues. Wars and the U.S. military are enormous users of oil, hence they are producers of carbon. U.S. wars are bad for the Earth, and the cost impoverishes our cities and towns.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

Pasadena Resident Named Chair of American Cancer Society’s San Gabriel Valley Leadership Council

first_img Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Cynthia Vant Hul. Photo courtesy American Cancer SocietyCynthia Vant Hul, city resident and 13-year breast cancer survivor, has been named chair of the American Cancer Society’s San Gabriel Valley Leadership Council for 2015 – 2016. She takes over from Lucille Leong, MD, of City of Hope, who held the position for the last two years.As the volunteer chair of the SGV Leadership Council, Cynthia will work with other Society volunteers to build partnerships, increase awareness of ACS programs and services, raise funds to support the mission and engage survivors, caregivers and the entire community to fight back against cancer.“As a cancer survivor, I know how critically important the Society’s services, support, research and advocacy are to the well-being of patients and their loved ones,” she said. “I’m excited to take on this challenge and invite anyone who wants to make a real difference to join us in finishing the fight against cancer.”Cynthia’s journey with the American Cancer Society (ACS) began in December 2001 when she was diagnosed with breast cancer. After treatment at UCLA Medical Center and Wilshire Oncology, she turned to the American Cancer Society to help get her life back.A dedicated volunteer for more than a decade, Cynthia has chaired the Society’s Claremont Relay for Life and co-chaired the annual San Gabriel Valley gala. She is a member of the American Cancer Society Los Angeles-Central Coast Regional Council, which coordinates activities throughout greater Los Angeles, and is a legislative ambassador for the American Cancer Society Cancer Action Network (ACS CAN), advocating for more cancer research funding, improved access to cancer care, and fighting back against cancer at all levels of government. She chaired the inaugural Making Strides Against Breast Cancer 5K Walk in Los Angeles in 2014, which brought 7,000 participants to NOKIA Plaza downtown and raised more than $150,000. She will chair the event again this year.Originally from Upland, California, Cynthia owns Mariposa Eco Consulting in Pasadena, which assists public agencies, private companies and organizations in managing programs related to resource recovery and recycling mandates, sustainable program development, and greenhouse gas measurement. She holds Bachelor of Arts and Master’s degrees in public administration from California State University, San Bernardino.Cynthia and her husband Ken have two children, Angelique and Kyle, a son-in-law, Frank, and three grandsons, Hayden, Hunter and Harrison.About the American Cancer SocietyThe American Cancer Society is a global grassroots force of more than three million volunteers saving lives and fighting for every birthday threatened by every cancer in every community. As the largest voluntary health organization, the Society’s efforts have contributed to a 20 percent decline in cancer death rates in the U.S. since 1991. The American Cancer Society believes that success in the fight against cancer is a team effort. Because of our shared commitment to wellness promotion and to improving access to quality health care, the Society partners with health plans on efforts to prevent cancer, detect it early, and improve the quality of life of plan members diagnosed with cancer. For more information, to get help, or to join the fight, call us anytime, day or night, at 1-800-227-2345 or visit cancer.org. Name (required)  Mail (required) (not be published)  Website  Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyCitizen Service CenterPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Community News Subscribe Business News More Cool Stuff Make a commentcenter_img 4 recommended0 commentsShareShareTweetSharePin it Your email address will not be published. Required fields are marked * Top of the News Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Giving Back Pasadena Resident Named Chair of American Cancer Society’s San Gabriel Valley Leadership Council Cynthia Van Hul is a 13-year breast cancer survivor From STAFF REPORTS Published on Monday, March 2, 2015 | 12:05 pm First Heatwave Expected Next Week HerbeautyThis Trend Looks Kind Of Cool!HerbeautyHerbeautyHerbeautyThe Biggest Signs You Want To Be With Your Girlfriend ForeverHerbeautyHerbeautyHerbeautyYou Can’t Go Past Our Healthy Quick RecipesHerbeautyHerbeautyHerbeauty10 Instagram Girls Women Obsess OverHerbeautyHerbeautyHerbeautyHe Is Totally In Love With You If He Does These 7 ThingsHerbeautyHerbeautyHerbeautyA Mental Health Chatbot Which Helps People With DepressionHerbeautyHerbeauty Community News Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday last_img read more

Proposal for Adare affordable housing pilot project

first_imgNewsHousingProposal for Adare affordable housing pilot projectBy Alan Jacques – May 10, 2018 1001 Email WhatsApp WATCH: The Golf Course at Adare Manor celebrates its second birthday Brendan O’Connor announced as new General Manager of Adare Manor Previous articleLunny & Hanly are touring Across and Down the countryNext articleProposal for Adare affordable housing pilot project Alan Jacqueshttp://www.limerickpost.ie Print Irish Water and Limerick City & County Council are working to restore water supply to customers in Adare following a burst water main TAGSAdareCllr Emmett O’BrienCllr Kevin SheahancouncilMayor Stephen Keary Facebook RELATED ARTICLESMORE FROM AUTHOR Cllr Kevin SheahanLIMERICK City and County Council were urged this week to use a proposed site for mixed-tenure development in Adare as a pilot scheme for affordable housing.Plans are afoot for a large seven hectare site, accessed from the Killarney Road, to be transformed into zoned residential area with 235 housing units. This will include 30 social housing units and five affordable housing units as part of the Public Land Activation Programme.Sign up for the weekly Limerick Post newsletter Sign Up Draft contracts were issued to contractors last month with final bid to be submitted in the coming weeks.Speaking at this Tuesday’s meeting of the Adare-Rathkeale Municipal District, Cllr Kevin Sheahan said that if the Council was to properly serve the local community, then more affordable housing is required.“This is an opportunity to serve the needs of all the people. Not everyone can afford to live there. We’ll have to revisit the plan,” the Fianna Fail politician commented.“We need to create more affordable sites, five is not enough. A foolproof policy is needed and I encourage you to take this development as a pilot scheme.”Mayor Stephen Keary raised concerns about the “slow pace” of development in Adare.“This plan was rolled out over two years ago but nothing visible has happened. We should have a policy for affordable serviced sites throughout the county,” he said.Independent councillor Emmett O’Brien took the view that not enough is being done to address the housing crisis.“Housing Minister Eoghan Murphy seems to spend most of his time tweeting pictures of Leo Varadkar,” he claimed.Visit the Limerick Post News section for more local news. Linkedin Adare Manor unveil plans to launch The Padel Club this Autumn Adare Manor Resort COVID-19 Ambassadors Limerick Post Show | The Golf Course at Adare Manor Twitterlast_img read more

The State of Homeowner Credit

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Share Save in Daily Dose, Featured, Market Studies, News Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The State of Homeowner Credit About Author: Seth Welborn Subscribe Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Q4 2018 saw the average (DTI) ratio rise to its highest level since 2009, according to Corelogic. Despite the increase, the average loan-to-value (LTV) during this time was unchanged from the same quarter in 2017. Additionally, the average credit score was about the same.Corelogic notes that the rise in DTI ratios may reflect the growing affordability pressures for homebuyers in the face of rising mortgage rates in the latter months of 2018. Fannie Mae began accepting mortgages with LTV ratios up to 97 percent in December 2014 raised its DTI ratio level from 45 to 50 percent in July 2017, while Freddie Mac began accepting LTV ratios up to 97 percent them in March 2015.Average credit scores for homeowners with CC home-purchase loans fell by one point year over year in Q4 2018, but Corelogic notes that on average, credit scores are higher than pre recession levels.“For example, the average credit score of homebuyers was 705 in 2001, but dramatically rose during the Great Recession in 2008, and was 754 in the fourth quarter of 2018,” Corelogic stated. “In addition to high credit score standards, those high DTI and LTV loans in 2018 were fully documented and are thus different than the pre-housing crash high DTI and LTV loans, in which many of the latter were low/no documentation loans.”While DTI is high, Corelogic also reports that delinquency is down while home equity is up, according to Corelogic’s latest Loan Performance Insights report. The report notes that delinquency and foreclosure rates are lower across the country, but some areas are still feeling the impact of recent natural disasters.”On a national basis, income and home-price growth continue to support strong loan performance,” said Corelogic President and CEO Frank Martell. “Although things look good across most of the nation, areas that were impacted by hurricanes and other natural hazards are experiencing a sharp increase in the numbers of mortgages moving into 60-day delinquency or worse. One specific example is Panama City, Florida, which was devastated by Hurricane Michael, where 60-day delinquencies rose to 3.5 percent in December.”center_img Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: CoreLogic debt Defaults DTI loans CoreLogic debt Defaults DTI loans 2019-03-25 Seth Welborn Sign up for DS News Daily March 25, 2019 1,051 Views Home / Daily Dose / The State of Homeowner Credit Previous: Where Young Millennials Are Buying Homes Next: The Obduskey Effect: Foreclosures, FDCPA, and the Supreme Court Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days agolast_img read more